Obamacare, Patient Protection and Affordable Care Act Essay

Obamacare, Patient Protection and Affordable Care Act - Essay Example One of the benefits accruing from the Act is with regards to the fact that it offers an extension of Medicaid’s eligibility in 26 states for up to 138% for the poverty level in the federal hence making it possible for most of Americans to have access to health care. Whether a citizen gets a health insurance coverage for themselves or whether it is done by their employees, the Act abolishes actions that leave citizens without insurance covers when they need them the most. No person gets left out based on their gender or even color. No canceling of policies Unlike before, an insurer cannot come forward and cancel a policy the moment one falls sick on claims that one had made a mistake when taking out the policy. The act of canceling is what is referred to a recession. If an applicant made an honest mistake while taking out the policy, their policy cannot, later on, be canceled on that very ground the instance they fall ill. Appeals When someone feels aggrieved by a decision that an insurance company has reached regarding their policy, they have a right to go ahead and apply for an appeal. The applicant makes the said appeal to a neutral or rather an independent reviewer who checks into their application and delivers a sound verdict in that regard. The response given by the independent reviewer is delivered within 72 hours when the medical condition is urgent in nature. No limited insurances Treatment for some illnesses can consume a lot of time and finances hence accumulating big medical bills.